A teen driver was driving while using their phone. An accident happened as a result of their lack of concentration on the road ahead. The teen was unharmed in the accident. She walked away.
The person she hit was hurt Bad.
Teens are more likely to get involved in accidents than older drivers. Their lack of experience makes it harder for them to read the road. They have more difficulty anticipating situations than experienced drivers. They are also more prone to making mistakes. New drivers are 6 times more likely to get into an accident in their first 1,000 hours of driving.
Teens are also more likely to act irresponsibly. They are more likely to use their phones when driving. Teens are also likely to be inclined to want to impress their friends, which can mean speeding and other irresponsible driving acts. Unfortunately, they are also more likely to drink alcohol when driving.
Around 20% of all car accidents nationwide are caused by teen drivers. This is despite them making up for just over 6% of the total number of drivers.
Hit By a Teen Driver: What to Do Next
The most important thing is to see a doctor or health care professional. Auto collisions can cause injuries. If your injured seek medical attention for treatment. Medical bills in Florida will be covered by your auto insurance for up to $10,000.00. If your just shaken up seek medical attention as a precaution.
Next try and collect as much evidence from the accident as you can. Take photographs if you can and speak to anybody that witnessed the accident. Try to get any contact details you can. You will also need to get the insurance details of the other driver. Even if they are not cooperating, still get what you can. Every little bit can help.
Once you have done what you can at the scene, you will need a lawyer who handles insurance claims caused by teen drivers.
Car wrecks caused by young drivers have unique issues such as:
It’s a fact the young drivers’ text and play on phones while driving. This can create a paper trail showing the teen driver’s responsibility. But most cell providers retain texting records for a short period of time. An attorney needs to move quickly to preserve evidence related to fault.
Insurance Coverage Issues
Young drivers are often covered under their parent’s insurance policies. Rarely are young drivers the actual owner of the vehicle that caused the accident. Teen driver accident attorneys will search for insurance policies related to all members of a young driver’s household before filing an insurance lawsuit for the auto accident.
A teen and their family may not always be honest about who is responsible. The parents will often try to keep their kids out of trouble. The kids will often also not want to get into trouble themselves with their parents and others. This will sometimes mean lying to the police and others about what happened. We will obtain texting records and telephone call records to help determine liability. Any witnesses from the scene will also be interviewed.
With sufficient insurance details and evidence at hand, we will pursue your claim for you. This will sometimes mean settling out of court. We will often need to take it to court to get the claim you deserve, though. We will pursue your claim aggressively for you if necessary. We will not settle for lowball offers and push to get the settlement you deserve.
Do I Have A Case?
If the accident was the fault of the other driver then you have a case to press for a settlement. Evidence will need to be gathered. The settlements will be made against the insurance carriers involved. The evidence gathered can be used to show the insurance companies that you have a case.
It is not uncommon for cases to be settled out of court. This means both parties agreeing to a settlement without the need for a court. Usually, though, an out of court settlement cannot be reached. This means taking the insurance company to court for the settlement you deserve. You will need the evidence to show the jury that you deserve an appropriate settlement.
Our expert team of Tampa auto accident lawyers will do all the hard work for you. Our tampa auto accident attorneys will pursue your claim vigorously. We won’t allow the insurance company to get away with paying too little. Our lawyers will not stop until we have won the right settlement for you. We will do what needs to be done while you focus on recovering from your injuries.
Dealing with Teenage Driver Accidents
A teen is unlikely to have assets or their own insurance. This should not usually be a problem, though, because the vehicle is usually owned by their parents. In Florida, vehicles are considered by law to be a dangerous instrumentality. This means that the owner of the vehicle is responsible for any damage caused by their vehicle. It is the same as a lion tamer being responsible for injuries caused if their lion hurts anybody.
What Is Unique About These Cases
If you pursue damages under the dangerous instrumentality doctrine, you are limited in the amount of damages you can win. These limits are $100,000 per person. There is also a limit of $300,000 per accident. If the teen driver is uninsured or has an insurance policy of less than $500,000, additional claims can be made up to $500,000. This is less the damages recovered from the permissive user.
Joint Liability on Teen Drivers
There are other ways to make a claim in cases involving teen drivers. To be allowed to drive, a teen must apply for a driver’s license or learner’s permit. To get these, their parent or guardian must sign a waiver agreeing that they will assume responsibility if the teen drives recklessly. If an accident is caused by reckless driving by the teen driver, the parent or guardian is liable for the settlement. In these cases, there is no limit to what can be claimed. In such cases, the victim can claim solely against the parent or guardian that signed the waiver.
How We Help
Any accident can be very stressful for the victim and their close friends and family. You will likely be concerned about your injuries and their lasting impact. How will they affect your life, your career and your hobbies etc?
You will also likely be concerned about the cost of the medical treatment. Medical expenses can be very high, potentially leaving people bankrupt. It is unfair that you should be left bankrupt for something that was not your fault. Our expert team will ensure that your medical bills are covered. You won’t have to pay a penny. We will also handle all of the work for you. We will work to obtain details for the teen driver, their parents and any other details that are needed. You will be left to relax as much as possible to help your recovery.
We will also make sure that you are covered for all of the medical treatment that you need. You will not need to compromise on getting the right treatment.
In addition to paying for medical bills, you should also be compensated for what you have lost. Are you in pain as a result of the injury? Are you afraid to drive again? Can you still perform at work as you need to?
If you wish to know more about what we do and how we can help, give us a call. Our auto wreck attorneys have extensive experience handling claims against teen drivers. We charge nothing for a consultation. We charge nothing until your case is settled. You don’t need to be concerned about that with us, though. Give us a call now and we can get to work on your case straight away.