In a split second everything got turned upside down
One minute you are on your way to work. Just like you do every single day.
You didn't see it coming. But the impact was real. And viscious. Now your vehicle is in shambles and you have no idea what to do next. You insurance company keeps calling. The other driver's insurance company keeps calling. Your not sure what you need to do, but you know you need your car fixed.
And something does not feel right with your body. Your tough, so you try to not to think about it. You don't really want to use your health insurance and go to the emergency room. Will your health insurance cover a medical trip to the ER anyway? Should you to a walk-in clinic to get check out?
Let's get started and talk about what lawyers do for car accident victims
If you have been in anything more than the most minor fender bender you have suffered trauma to your body.
You don't feel like your going fast when you are cruising along at 50 miles an hour while driving down the road. But you are. And if your 2 ton vehicle impacts another 2 ton vehicle at a high speed you will suffer trauma to your soft tissues.
And these soft tissues like your ligaments, tendons, and spine are delicate. The stress from a high speed impact can cause tears, herniations, and disc bulges. These injuries are painful and real and, without proper medical treatment may never heal. Ironically, soft tissue injuries can have more long lasting implications than hard tissue injuries like broken bones which actually heal back stronger
If you have been injured in a car accident than the bodily injury you have received may have economic value ("settlement value"). You have a car accident injury claim if: 1. You were injured by a motor vehicle and 2. The injury is the fault of another person or corporations negligence.
In other words if the at-fault driver acted negligently and cause injury to you, then you deserve to both afford to get better with a doctor and to get economic compensation for your pain and suffering, mental distress and other troubles.
Because the reality is that these car accident injuries are severe and have long lasting, permanent consequences. If the at-fault party can't fix you permanently, the least they can do is have their insurance company make things right with you.
But the problem is that insurance companies don't want to pay you to settle your case. At least, they don't want to pay you full value.
Insurance company adjusters get paid for saving the insurance company money. That is their entire job. And the insurance companies know that if they can get you to take no money or very little money for your claim then they are winning big time.
Therefore, the job for the car accident attorney Tampa with an insurance claim is to get a fair settlement for your injuries. The lawyer just wants to put you in the best position possible and get the best settlement value for your claim.
Of course in reality your personal injury lawyer does more than that. The injury lawyer will people with any property damage claim at the onset of your case. Sometimes the property damage adjusters can be a bit unfair when you are trying to resolve the issue of how much money to get for the damage to your car.
And often liability is not crystal clear. When there is a head on collision, a roll over accident, a side impact collision, or a head on collision the insurance adjuster and the at-fault driver may try to pin the blame of the accident on you. In these cases, your lawyer works builds the entire case from the ground-up by interviewing witnesses, analyzing police reports, setting depositions of third party witnesses, getting expert witnesses to test cars and trucks involved in your accident, and even testing the road conditions.
A car injury lawyer also works with the Doctors to treat you to gather medical reports and documents. Your medical reports that are created while you get better are often the best evidence of your medical economic damages. They also help indirectly explain pain and suffering, as how you report your pain and how the Doctors observe your pain will be notated in reports..
In many cases your attorney will be able to settle your case early before having to get into personal injury litigation.
This is ideal when possible as it allows you to move on with your life quickly.
But sometimes the big insurance companies (think GEICO, Progressive, State Farm, USAA and more) refuse to be fair. And when this happens you want a car accident lawyer with significant trial experience who can file a lawsuit immediately and aggressivley and push the insurance company to settle the claim fairly.
Different types of Car Accident Cases Require Different Game Plans
Rear End Collisions: The benefit of rear end car accident cases is that liability is usually pretty clear. Florida law requires us to presume that the driver who rear-ends another driver is the fauly party for the accident. In Tampa, the City of Tampa Police and Hillsborough County Sherriff's department routinely ticket drivers for careless driving when there is a rear end collision.
Side Impact Collision: Side impact collisions often cause unique injuries to the spinal column and the next. If you are in the vehicle and you are hit on the near side the injuries can be much worse. Side impact collision cases often have contested liability, meaning your Tampa auto accident lawyer will fight aggressively to prove fault from the very beginning of representation.
Roll over accidents: Roll over accidents can lead to head trauma and brain injury among other injuries. Much like side impact collisions the accident lawyer is looking for liabilities signs at the onset of representation for the settlement claim.
Head-on Collisions: Head-on collisions have the greatest chance of traumatic injury or death because two vehicles are travelling at high speeds towards each other. Head-on collisions can often benefit from the use of an auto reconstructionist expert at the beginning of the case.
We can work towards predicting the settlement value of your case from the moment we take the case.
First we want to determine what insurance is available. Although you technically can sue the at-fault driver personally, most of the time the insurance coverage is the single best source from which to draw the settlement.
Now we need to find out all possible insurance sources. This includes PIP (Personal Injury Protection) Bodily Injury, Uninsured Motorist ("UM"), Umbrella Policies and, in some cases, even Home Owner Insurance policies.
Now that we know what we are working with in terms of coverage we need to understand what your medical bills are and the injuries you have sustained as a result of the accident. The injuries, how you respond to your treatment, and the pain and suffering that you deal with because of the accident all play into how we value the settlement.
Of course, we have our way of valuing a claim. But we also want to know how the insurance company will value your claim so we know what to expect. (That's why we hire lawyers and assistants from the insurance companies. information is power!)
We can calculate a range of settlement possibilities while you are still treating. After your treatment is complete and you have reached what the doctors call "maximum medical improvement" we can really nail down the settlement value of your case. Then it is our job to make it happen.
Your treatment plan: Your job is to get better. The more you listen to your doctors and do everything you can to get better. After all, it would not make sense for us to argue to a Jury that were greatly impaired because of your accident for life when you are not trying to heal using the best available medical treatments.
The nature of the accident: The degree of impact is important for determinein the value of your settlement claim. Certain impacts are known in the medical community to lead to more lasting injuries.
The extent to which liability is clear versus contested: The more clear it is the other side caused the accident and was at fault the higher the value of the claim That's because with contributory negligence in Florida we know that you should not recover a settlement for injuries that were your fault. So if you are 20% at fault for your injuries, expect the value of your claim to be reduced by 20%.
The invasiveness of your treatment: Naturally if your treatment is chiropractic in nature because your injuries are less severe then the value of your case will have a certain cap. But if you need injections or even surgery because you are really really hurt and in pain then expect the value of your claim to naturally increase with the invasiveness of your treatment.
Reach out to us and we can have a lawyer evaluate your accident claim for free in minutes.
You can call us at 813-554-3232 Let the person who answers know that you need a case evaluation of your accident claim. Our team member will get you to a car accident lawyer in our Tampa office immediately to discuss.
Or if you would feel more comfortably chatting electronically, simply text the number above or fill out the contact form below.
The important thing is that the initial consultation is free and you can talk to somone immediately.